
Libertad Bank is an FDIC insured community bank. We offer a wide variety of home financing options for almost every situation, and as a bank, we often have the ability to offer financing alternatives that are not available through mortgage brokers.
$8,000 Tax Credit for First-Time Home Buyers: First-Time Home Buyers who purchase a home between January 1 and November 30, 2009 are eligible for a Tax Credit of up to $8,000 on their Federal Income Taxes. Libertad Bank’s Mortgage Professionals can help you learn more about your eligibility for this tax credit and help you successfully navigate the process of getting financing for your first home. Click on the $8,000 Tax Credit link to the left to learn more.
Home Purchase: Our approach of combining the latest technology with a thorough understanding of the mortgage industry translates into a reduction in stress and a simpler process from application to closing. If you have chosen a home, place your trust in our ability to help you choose the mortgage that best fits your purchase.
Refinancing You Current Mortgage: If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Let our professionals guide you to the very best refinance loan.
Tapping Into Your Home Equity: You've been paying down your balance and property values have gone up in some areas of Austin, tap into this potential source of wealth to improve your home, reduce higher interest rate debt, or as a source of cash. We'll help identify the best soultion that fits your goals.
Our Mortgage Professionals: Will give you the personal attention you deserve and treat you in an efficient, respectful manner. Through years of experience in this industry, we understand the importance of making the right choice when it comes to financing your home. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan with one goal in mind, transparency and efficiency.